• Be at least 18 years old or the age of majority in your country.
• Have full legal capacity to enter into binding agreements.
• Use your real identity and not impersonate another person or entity.
• Not be located in a country under embargo or restrictions applicable under UK law or international sanctions.

• Provide accurate, current, and complete information at registration and keep it up to date.
• Only use the platform for lawful purposes and in accordance with these Terms.
• Ensure you have appropriate consent to collect funds on behalf of a group (e.g., residents, members).
• Refrain from any activity that could harm the integrity, security, or reputation of Tuppence.

• Tuppence facilitates payments through third-party providers like Stripe.
• Payments are non-refundable unless the collector explicitly issues a refund.
• Tuppence does not hold funds or provide escrow services — payments are processed directly to the collector’s connected account.
• All payment disputes must be resolved between the payer and collector.

We take data protection seriously. Our full Privacy Policy explains how we collect, use, and store your personal data. Key points include:

• Your data is used solely for platform operations, communication, security, and compliance.
• We will never sell your data to third parties.
• You have rights to access, correct, or delete your data as permitted by law.

• We may suspend or terminate your account if you breach these Terms or engage in fraud, abuse, or illegal activity.
• You may close your account at any time by contacting support.
• Your data may be retained for legal or compliance reasons.

• These Terms are governed by the laws of England and Wales.
• Disputes are subject to the exclusive jurisdiction of the UK courts.
• We may update these Terms. Significant changes will be clearly communicated.

As a data controller under UK GDPR, we ensure:

• Lawful basis for processing your data
• Purpose limitation and minimal data collection
• Retention policies and deletion rights
• Access and rectification options for users

• Identity verification may be required for collectors.
• We use third-party tools to verify user data.
• Suspicious activity may be reported to authorities.

• You agree to receive transactional emails related to payments and account usage.
• Optional promotional emails can be opted out of anytime.
• Important updates may be sent even if you’ve opted out of marketing emails.

If you have any questions about these Terms or your rights, please contact us at:

Email: support@tuppence.app
Website: https://tuppence.app/contact

These Terms and Conditions were last updated on [Insert Date].